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Independent by design
A personal approach to protection

Insurance that knows your name.

For your home. Your family.
Everything you're building.
Personal · Business · Life
Rooted in relationships
Capstone National Insurance Group

Life is personal.

Your insurance should be too.

A little more care.
A different kind of agency.

We help protect your home, your family, and the business you’re building, with thoughtful coverage and an agent who knows your story.

What we insure
Made for your life

For the life you’ve built.

What matters to you is where we begin. Explore protection for every part of your world.

01 / Personal insurance

The place you call yours.

Coverage to consider

Auto · Home · Renters · Umbrella · Motorcycle · Boat & RV · Valuables

02 / Business insurance

The place you call yours.

Coverage to consider

Auto · Home · Renters · Umbrella · Motorcycle · Boat & RV · Valuables

03 / Life insurance

The place you call yours.

Coverage to consider

Auto · Home · Renters · Umbrella · Motorcycle · Boat & RV · Valuables

Different parts of your life.
One relationship to look after them.

The independent difference
More possibilities. Personal guidance.

More choice.

One relationship.

Thoughtful by nature. Personal by name.

Your needs come first.

A captive agent can only offer you what one company sells. We are independent, so we take your information once and shop it across the carriers we represent. The conversation comes first, not the policy.

We help you understand your options, choose with confidence, and keep your coverage in step with your life.

Our carrier approach

A considered choice for you.

Why Capstone

Good coverage. Even better care.

The difference is in the way we show up.

Known by name.

A real relationship with an agent who takes the time to understand your life, your priorities, and what you’re working toward.

Clarity at every step.

Straightforward explanations and honest options, so you can make decisions that feel right for you.

Here as life changes.

A new home, a growing family, or a bigger business deserves another conversation. We revisit your coverage at renewal.

Thoughtful about value.

Cost conscious coverage that respects both your budget and what your assets are actually worth.

Your neighbors. Your agency.

Built by a coach. Made for your team.

Founded by former football coach Ben Caudill, Capstone brings the same steady commitment to a different kind of team: the families and businesses who call Murfreesboro home.

Thirteen years of coaching teaches you two things worth having in this business. How to prepare for something before it happens, and how to tell someone the truth when it isn’t what they want to hear.

Ben Caudill
Founder, Capstone National Insurance Group
Kind words from our clients

“They took the time to listen. Made everything feel simple. And treated us like family.”

Sarah M · Google review

When you need a hand

We’re here for what comes next.

Murfreesboro, Tennessee
Capstone National Insurance Group

Let’s start with your story.

A conversation is all it takes to begin.
Tell us what matters. We’ll take it from here.